:root{
  --blue:#005c9d;
  --blue-dark:#004a80;
  --page:#f7f7f7;
  --white:#fff;
  --why:#eef7fd;
  --grey:#707070;
  --line:#d8d8d8;
  --text:#090909;
  --muted:#555;
  --content:1000px;
}
*{box-sizing:border-box}
html{background:var(--page);scroll-behavior:smooth}
body{margin:0;background:var(--page);color:var(--text);font-family:"National","National 2",Arial,Helvetica,sans-serif;font-size:15px;line-height:1.45;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
button,input,textarea{font:inherit}
button{cursor:pointer}
a{color:var(--blue)}
.view{display:none}.view.active{display:block}

.topbar{height:83px;background:var(--blue);border-top:5px solid #f5fafc}
.topbar-inner{width:65vw;max-width:var(--content);height:78px;margin:0 auto;display:flex;align-items:center;justify-content:space-between}
.civora-lockup{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none;min-width:270px}
.civora-mark{width:38px;height:38px;border:1.5px solid rgba(255,255,255,.95);border-radius:50%;display:grid;place-items:center;font-weight:800;font-size:22px}
.civora-copy{display:flex;flex-direction:column;line-height:1.02}.civora-copy strong{font-size:17px}.civora-copy small{font-size:9px;letter-spacing:.07em;margin-top:4px}
.topbar-actions{display:flex;align-items:center;gap:22px}.header-language{border:0;background:transparent;color:#fff;font-weight:700;font-size:13px;text-decoration:underline;text-underline-offset:4px;padding:8px 0}.top-feedback{min-width:126px;height:39px;border:1.4px solid #fff;border-radius:3px;background:transparent;color:#fff;display:flex;align-items:center;justify-content:center;gap:8px;font-size:15px;font-weight:700}.about-icon{font-size:15px}

.workflow-wrap{width:100%;padding-bottom:56px}.stage-shell{width:65vw;max-width:var(--content);margin:0 auto;padding:45px 0}.stage-track-three{width:760px;max-width:100%;margin:0 auto;display:flex;align-items:flex-end}.stage-item{flex:0 0 34px;height:72px;position:relative;color:#5e5e5e;text-align:center;font-weight:700}.stage-label{position:absolute;left:50%;bottom:57px;transform:translateX(-50%);width:155px;min-height:24px;display:flex;align-items:flex-end;justify-content:center;font-size:14px;line-height:1.15;white-space:normal}.stage-number{position:absolute;left:0;bottom:0;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--grey);color:#fff;font-size:15px;font-weight:700;z-index:2}.stage-line{flex:1 1 auto;height:5px;background:var(--grey);margin:0 0 14px}.stage-item.active{color:#111}.stage-item.active .stage-number,.stage-item.complete .stage-number{background:var(--blue)}.stage-item.complete + .stage-line,.complete-line{background:var(--blue)}

.form-card{width:65vw;max-width:var(--content);margin:0 auto;background:#fff;border:1px solid #dfdfdf;padding:50px 54px 44px;min-height:0}.card-heading{display:block;min-height:76px;margin:0 0 10px}.card-heading h1{font-size:28px;line-height:1.05;margin:0;font-weight:700;letter-spacing:-.01em}.card-subtitle{font-size:25px;line-height:1.1;margin:9px 0 0;font-weight:400;text-transform:uppercase}
.why-panel,#questionCard .why-ask{margin:12px 0 24px;background:var(--why);border:0}.why-panel summary,#questionCard .why-ask summary{list-style:none;min-height:72px;display:flex;align-items:center;justify-content:space-between;padding:0 23px;color:var(--blue);font-size:18px;font-weight:700;cursor:pointer}.why-panel summary::-webkit-details-marker,#questionCard .why-ask summary::-webkit-details-marker{display:none}.why-plus{font-size:24px;font-weight:800}.why-panel[open] .why-plus{transform:rotate(45deg)}.why-panel p,#questionCard .why-ask p{margin:0;padding:0 23px 20px;color:#2d2d2d;font-size:15px;max-width:760px}

.question-section,.question-body{position:relative;padding-top:2px}.question-row-heading{display:flex;align-items:flex-start;justify-content:space-between;gap:24px;margin-bottom:7px}.question-row-heading h2,.question-title{margin:0;font-size:19px;line-height:1.2;font-weight:700}.help-link{border:0;background:transparent;color:var(--blue);text-decoration:underline;text-underline-offset:3px;font-size:16px;font-weight:700;padding:0;display:flex;gap:6px;align-items:center;flex:0 0 auto}.help-link>span:last-child{width:20px;height:20px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;text-decoration:none;font-size:13px}.question-help{margin:7px 0 10px;color:#4c4c4c;font-size:14.5px;max-width:720px}.choice-line{min-height:54px;display:flex;align-items:center;gap:14px;width:max-content;max-width:100%;cursor:pointer}.choice-line input{position:absolute;opacity:0;pointer-events:none}.radio-ui{width:24px;height:24px;border:1.5px solid #444;border-radius:50%;position:relative;flex:0 0 auto}.choice-line input:checked + .radio-ui{border-color:var(--blue);border-width:2px}.choice-line input:checked + .radio-ui::after{content:"";position:absolute;width:14px;height:14px;border-radius:50%;background:var(--blue);left:50%;top:50%;transform:translate(-50%,-50%)}.choice-text{font-size:17px;line-height:1.25}.question-submit-row{padding-top:16px}.continue-btn,.primary-btn{min-width:120px;min-height:44px;padding:10px 19px;border:0;border-radius:0;background:var(--blue);color:#fff;font-weight:700;font-size:15.5px}.continue-btn:hover,.primary-btn:hover{background:var(--blue-dark)}
.options-form,.options{margin-top:3px}.options{display:flex;flex-direction:column}.options-form .choice-line{min-height:54px}.options-form .continue-btn{margin-top:16px}.age-form{display:flex;align-items:center;gap:10px;margin-top:15px}.age-input,.number-input{width:300px;height:48px;border:2px solid var(--blue);background:#fff;padding:9px 12px;font-size:18px;outline:none}.number-input{width:180px}.input-error{font-size:13px;color:#9b2424;margin:8px 0 0;min-height:18px}.checker-nav{margin-top:30px;padding-top:17px;border-top:1px solid #e2e2e2;display:flex;justify-content:space-between}.nav-link-btn{border:0;background:transparent;color:var(--blue);font-weight:700;font-size:15px;text-decoration:underline;text-underline-offset:3px;padding:0}.nav-link-btn.danger{color:#7d2222}

.trust-panel{width:65vw;max-width:var(--content);margin:clamp(180px,24vh,290px) auto 0;background:#fff;border:1px solid #e3e3e3;padding:34px 42px 30px}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:34px}.panel-label{font-size:11px;letter-spacing:.08em;font-weight:700;color:#616161;margin-bottom:8px}.trust-grid h3{font-size:18px;margin:0 0 8px}.trust-grid p{font-size:14px;margin:0;color:#4f4f4f}.trust-bottom{margin-top:27px;padding-top:16px;border-top:1px solid #e0e0e0;display:flex;justify-content:space-between;gap:20px;color:#555;font-size:13px}

.results-card-shell{padding-top:45px}.results-heading{margin-bottom:22px}.results-heading .eyebrow{font-size:12px;letter-spacing:.08em;font-weight:700;color:#666;margin-bottom:8px}.results-heading h1{font-size:27px;line-height:1.1;margin:0 0 10px}.result-note{font-size:15px;color:#4e4e4e;margin:0;max-width:760px}.effective-notice{padding:14px 16px;margin:0 0 22px;background:#fff8e7;border-left:4px solid #c99619;font-size:14px;color:#493b13}.results-list{display:flex;flex-direction:column;gap:17px}.result-card{border:1px solid #ddd;background:#fff;padding:23px 26px}.result-card-top{display:flex;justify-content:space-between;gap:24px;align-items:flex-start}.result-card h3{font-size:19px;margin:0 0 6px}.result-card p{font-size:14px;margin:6px 0;color:#333}.amount{font-weight:700;color:#000!important}.tag{display:inline-block;background:var(--why);color:var(--blue);font-size:12px;font-weight:700;padding:6px 9px;white-space:nowrap}.tag.possible{background:#fff4d8;color:#765400}.caution{color:#7c5417!important}.next-steps{margin-top:18px;border-top:1px solid #ddd;padding-top:15px}.next-steps summary{cursor:pointer;color:var(--blue);font-weight:700;font-size:15px}.next-steps-body{padding-top:15px}.next-section+.next-section{margin-top:18px}.next-label{font-size:11px;font-weight:700;letter-spacing:.07em;color:#5b5b5b;margin-bottom:7px}.document-list{padding-left:22px;margin:0}.document-list li{margin:5px 0;font-size:14px}.step-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px}.step-list li{display:grid;grid-template-columns:26px 1fr;gap:9px;font-size:14px}.step-number{width:24px;height:24px;border-radius:50%;background:#e7f2f9;display:grid;place-items:center;font-weight:700;font-size:12px}.missing-note{margin-top:14px;padding:13px 15px;background:#f3f7fa;border-left:4px solid #8facbf;color:#444;font-size:13.5px}.next-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}.source-action,.secondary-action,.secondary-btn{display:inline-flex;align-items:center;justify-content:center;min-height:40px;padding:8px 13px;text-decoration:none;font-weight:700;font-size:14px;border:2px solid #9aaebd;background:#fff;color:#222}.source-action{background:var(--blue);border-color:var(--blue);color:#fff}.no-match-next{border:1px solid #ddd;padding:22px;margin-bottom:24px;font-size:14px}.feedback-form{margin-top:32px;padding-top:24px;border-top:1px solid #ddd}.feedback-heading-row{display:flex;align-items:baseline;gap:10px}.feedback-heading-row h3{font-size:23px;margin:0}.feedback-heading-row span{color:#666;font-size:13px}.feedback-form fieldset{border:0;border-bottom:1px solid #ddd;padding:20px 0;margin:0}.feedback-form legend,.comment-label{font-size:16px;font-weight:700;margin-bottom:12px}.feedback-form fieldset label{display:block;margin:10px 0;font-size:15px}.feedback-form input[type=radio]{width:19px;height:19px;accent-color:var(--blue);vertical-align:-4px;margin-right:8px}.comment-label{display:block;margin:22px 0 9px}.feedback-form textarea{width:100%;min-height:125px;border:1px solid #aaa;padding:11px;font-size:15px}.privacy-warning,.feedback-status{font-size:13px;color:#555}.feedback-actions,.result-actions{margin-top:14px}

.info-dialog{width:calc(100% - 36px);max-width:700px;border:1px solid #999;border-radius:0;padding:34px;color:#111;font-family:"National","National 2",Arial,Helvetica,sans-serif}.info-dialog::backdrop{background:rgba(0,0,0,.34)}.dialog-close{float:right;border:0;background:transparent;font-size:30px}.dialog-content h2{font-size:25px;margin:0 0 15px}.dialog-content h3{font-size:17px;margin:22px 0 8px}.dialog-content p,.dialog-content li{font-size:14px}.dialog-content ul{padding-left:20px}.site-footer{width:65vw;max-width:var(--content);margin:0 auto;padding:28px 0 45px;color:#555;font-size:12px}.footer-links{display:flex;gap:14px;margin:7px 0}.footer-btn{border:0;background:transparent;color:var(--blue);padding:0;text-decoration:underline}.footer-small{font-size:11px}

@media(max-width:1100px){
  .topbar-inner,.stage-shell,.form-card,.trust-panel,.site-footer{width:calc(100vw - 40px)}
  .stage-track-three{width:78%}.form-card{padding:42px 42px 44px}.trust-panel{margin-top:90px}.card-subtitle{font-size:22px}
}
@media(max-width:720px){
  body{font-size:14px}.topbar{height:auto}.topbar-inner{min-height:78px;height:auto}.civora-copy small{font-size:8px}.topbar-actions{gap:12px}.top-feedback{min-width:92px}.stage-shell{padding:34px 0 35px}.stage-track-three{width:86%}.stage-label{width:100px;font-size:12px}.form-card{padding:32px 23px 38px}.card-heading h1{font-size:24px}.card-subtitle{font-size:18px}.why-panel summary,#questionCard .why-ask summary{font-size:16px;min-height:64px;padding:0 17px}.question-row-heading{gap:10px}.question-row-heading h2,.question-title{font-size:18px}.help-link{font-size:14px}.choice-text{font-size:16px}.age-form{align-items:stretch;flex-direction:column}.age-input,.number-input{width:100%}.trust-grid{grid-template-columns:1fr}.trust-panel{margin-top:80px;padding:28px 24px}.trust-bottom{flex-direction:column}.result-card-top{flex-direction:column;gap:10px}.site-footer{padding-bottom:32px}.header-language{font-size:12px}
}

.seo-discovery-panel{width:calc(100% - 48px);max-width:1280px;margin:30px auto 0;background:#fff;border:1px solid #e3e3e3;padding:34px 42px}.seo-discovery-panel h2{margin:0 0 10px;font-size:24px}.seo-discovery-panel>p{margin:0 0 20px;color:#4a4a4a;max-width:900px}.seo-link-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.seo-link-card{display:block;border:1px solid #d9e6ef;padding:17px 19px;text-decoration:none;background:#fbfdff}.seo-link-card strong{display:block;color:#005c9d;font-size:17px;margin-bottom:4px}.seo-link-card span{font-size:13px;color:#555}@media(max-width:760px){.seo-discovery-panel{width:calc(100vw - 32px);padding:24px 20px}.seo-link-grid{grid-template-columns:1fr}}

/* v6.2 simplified next step */
.help-next-card{margin-top:20px;padding:20px 22px;background:#f3f8fb;border-left:5px solid var(--blue, #0067a8)}
.help-next-card h4{margin:4px 0 8px;font-size:18px;line-height:1.25}
.help-next-card p{margin:7px 0 12px}
.help-kicker{font-size:11px;font-weight:800;letter-spacing:.09em;color:#5a6670}
.say-box{margin:14px 0;padding:13px 15px;background:#fff;border:1px solid #d4dde3;display:flex;flex-direction:column;gap:5px;line-height:1.45}
.say-box strong{font-size:12px;letter-spacing:.03em;color:#4d5962}
.help-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.help-primary{font-size:15px}
.quiet-source{display:inline-block;margin-top:12px;font-size:12px;color:#59666f;text-decoration:underline}
.help-reassurance{margin-top:13px!important;font-size:13px!important;color:#4a5963!important}
@media(max-width:700px){.help-next-card{padding:18px 16px}.help-actions{flex-direction:column}.help-actions a{width:100%}.say-box{font-size:14px}}